How to Get a Phone Contract Even with a Bad Credit Score

How to Get a Phone Contract Even with a Bad Credit Score

Getting approved for a phone contract may not be easy when your credit score is bad but it’s not impossible either. One of the major reasons why carriers refused a phone contract for customers with bad credit is because of the high risks involved in the transaction.

Whether you have a history of delayed payments or defaults, it will be reflected on your credit files and consequently affect your creditworthiness. A poor credit rating generally means less chances of approval. Fortunately, there are things you can try. Here are some tips and tricks you can try when applying for a phone contract:

Choose your handset wisely

When applying for a phone contract plan, one of the key decisions you need to make is to choose your handset. For most people, they apply for a contract because they want the latest Smartphone or high-end handset. With a contract, you don’t need to pay for the phone upfront hence more convenience. Unfortunately, having bad credit means that your handset options may be limited. If you want your application approved, you’d want to stick your options to the less expensive handsets. The cheaper your handset choice, the higher your chances for approval will be.

Pick a suitable bundle plan

Aside from your handset, you’d also want to carefully consider your bundle plan. Your bundle will affect your plan’s monthly fee. It’s very imperative that you choose a plan not because it seems attractive and generous enough but because it suits your needs. Since you have your bad credit score to consider, it would help to choose a less generous bundle plan. Even if you think that unlimited calls and texts may be the best option, you’d want to reconsider your option for now.

Pay a higher upfront fee

Another excellent idea you can try when [insert_php] global $goodbot; if($goodbot){ echo ‘getting a contract with bad credit‘; } else{ echo ‘getting a contract with bad credit’; } [/insert_php] is to offer to pay a higher upfront fee. For example, if the phone you want requires a £50, you’d want to double or even triple the amount. This way, you’ll be lowering your plan’s monthly fee consequently improving your chances to get approved. Remember that the amount of upfront fee you need to pay for will depend on your handset choice. This trick is also suitable only if you have extra cash you can spare.

Guarantee application with a guarantor

If you can’t afford to pay the upfront fee, you can try another trick. To lower the risks and convince your carrier to approve your application, you can always bring a guarantor into the picture. The guarantee must be of legal age currently residing in the UK with good credit. He or she must agree to co-sign the contract agreement where the guarantor is required to pay the monthly fee in the event that the subscriber is unable to do so. With a guarantor in the picture, the carrier is essentially taking no risks. If you can’t keep up with the payments, they can always run after your guarantor.

Still can get approved for a contract plan?

If the aforementioned tricks don’t work for your situation, there’s another option you can consider. You can apply for a bad credit mobile phone plan instead. These plans are especially offered for customers who are hindered by their bad credit score. While approval is not 100% guaranteed, the approval rates are very high. So long as you meet the basic requirements, you can expect to avail a contract phone plan in as fast as within a day.

LG G4 Review

LG G4 Review

Many may have complained about the LG G3’s less than impressive design but the brand wasn’t fazed. This year, they came back swinging coming up with a distinctive looking phone you’ll easily remember to be coming only from LG. While not exactly a game-changer, the LG G4 is a good-looking phone you might fancy to own.

On the pro side, the phone is packed with key selling points including its pretty good camera, rich and bright display as well as a set of excellent specifications. Further setting the phone apart from the competition is the phone’s leather back look. It’s probably the only phone in the market today with a rich and leather-back. With its unique look and set of features, there’s no question that the LG G4 is the most compelling not to mention buzz-worthy model from LG yet.

Still sticking to its goal of creating a lightweight yet performance-oriented phone, LG designed the G4 with a set of good bits that promise an overall smooth performance. Of all the good bits, however, its camera is probably the best key selling point for the unit. In fact, some experts have even claimed that LG G4 has one of the best cameras even outperforming the iPhone 6 Plus in many instances.

But like every other phone, LG G4 is not without its disadvantages. LG has gotten it right in several ways with the G4 model but it also has its drawbacks. One of the most major cons for the phone is the rather average battery life. Speaker quality is not that good either. But more importantly, phone build overall is not really going to beat the competition. In any case, there’s no denying the fact that LG G4 has made it to one of the best phones of 2015 hence worth considering if you’re hoping to buy a new Smartphone.

HTC One M9 Review

HTC One M9 Review

If you’re buying a new Smartphone this year, two of the most prominent phones you’ll hear and read about a lot are the iPhone 6 and Samsung Galaxy S6. But did you know that there are also excellent choices from other brands?

Take for instance the HTC One M9. Included in this year’s many best and top smartphones of 2015, the phone is successor to the One M8. While it doesn’t feature a lot of major changes from the M8, the phone is a great upgrade if you’re hoping a sleek-looking phone that does the job.

Like its predecessor the HTC One M9 boasts a stunning design featuring of sleek metal construction. One look at the phone and you can’t help but get hooked to its luxurious appeal. Other than its design, the M9 is also touted to have a speedier processor in addition to strong speaks, great camera and bright display. The phone runs on the latest Android promising an overall smooth and responsive experience.

But it’s not all good for the HTC One M9. One of its drawbacks is the poor battery life. It’s certainly not the best you can find in the market considering the battery life. And while the front camera is great, the rear camera is not as impressive. In fact, its quality may be put to shame by its competitors. Some experts have also pointed out that the differences from M8 are not all that much.

To answer the question whether you should buy it or not, it will boil down to preference. If you’re thinking an upgrade from M8, it’s worth considering. With its beautiful design and some software improvements, the extra cost is worth it in the end. Compared to its competition, however, HTC One M9 may not offer much so you might want to carefully rethink your decision.

Why Sony Xperia Z5 is a Good Buy

Why Sony Xperia Z5 is a Good Buy

Every year since 2013, Sony is working double time releasing two flagship smartphones for the public to choose from. This year, one of the brand’s latest releases is the Sony Xperia Z5, which to date has already received stellar reviews. With its new gorgeous and sleek look as well as several improvements, the phone offers a lot to be desired. It’s definitely a huge improvement from the rather disappointing Xperia Z3+. So if you’re thinking of buying the Sony Xperia Z5, here is a quick review so you’ll everything you need to know about the phone.

Listening to user complaints about the Xperia Z3+’s design, Sony went ahead and fixed up Z5’s design. Sony stepped up its design game by ditching its typical clear glass option with a frosted material. The phone still features a glass back and an angular design but all in all, the difference in design is simply tasteful. One look at Xperia Z5 and you’ll clearly see that Sony carefully thought out every detail. There are four colors available including white, black, green and gold.

While most of the recent Android phones opted for 2K displays, Sony did not follow suit. The resolution is not as high as its competition but the Xperia Z5 still features an impressive Full HD display. Screen size is relatively smaller than Samsung Galaxy S6 at 5.2-inch with 1080×1920 resolution.

In terms of key features, the Xperia Z5 has joined the ranks of smartphones with a fingerprint sensor. This is in preparation for the upcoming Android Pay launch. Soon enough, you’ll be able to pay and buy quite a lot of things using your Xperia Z5 without worrying about security. The fingerprint sensor is positioned inside the power button. It’s on the side of the phone, which many considers a sweet and convenient spot. Another key feature that sets the phone apart from the competition is the microSD improvement. The phone can now support up to 200GB of memory card storage. Like older Xperia Z models, the Z5 is waterproof and remains a key selling factor for many customers.

It’s not just about great design and new features with the Xperia Z5. Also worth noting is the phone’s overall performance. Like the Z3+, the phone carries the same processor, which is a quad-core Cortex-A53 and quad-core Cortex A57 with a 3GB RAM. In comparison to Z3+’s less than impressive performance, the Z5 proves to have improved significantly. Day to day experience should be smoother. The phone just gets hot when playing at some point especially when playing very graphic games.

Another major improvement for Xperia Z5 is the battery life. Though Sony downgraded the battery, it compensated with optimization functions. It still doesn’t have the best battery life in the market but should last long enough for a typical day. In the end, Xperia Z5 is a saving grace for Sony. It has more advantages and draw backs making it one of the best to come out of the Z5 series.

Is Samsung Galaxy S6 Better than iPhone 6?

Is Samsung Galaxy S6 Better than iPhone 6?

For a long time, Apple has ruled the mobile phone industry when it comes to high-end smartphones. From the first ever iPhone to the recently launched iPhone 6S and iPhone 6S Plus, the giant manufacturer continues to prove time and again why it’s a top leader in the market. Apple, however, is in for some competition.

Though it took Samsung a long time, the Korean manufacturer is giving Apple a run for its money with its latest offerings. Widely praised and positively reviewed, there’s no doubt that Samsung’s Galaxy S6 and Galaxy S6 Edge were two of the best smartphones released last year. In fact, some experts have touted the Galaxy S6 better than the iPhone 6.

But is it really? In this guide, we’ll compare iPhone 6 and Samsung Galaxy S6 so you can decide which of the two phones is better according to your preference and needs.


Apple has always hit the mark when it comes to its iPhones’ designs. Samsung, on one hand, is vamping up its design. Just looking at the two phones, you’ll immediately see the stunning design highlights. It took a while for Apple but iPhone 6 is the mark of the brand’s jump to larger sized smartphones. Samsung’s Galaxy S6, on one hand, underwent a major rethinking in design. Rather than their unimpressive material choices, the Korean brand is stepping up its game. Samsung Galaxy S6 is well made boasting a luxurious design that lives up to its price tag


While iPhone is still smaller in screen size, the fact that Apple is now offering bigger screen phones makes it more difficult to take your pick. iPhone 6 features a 4.7-inch screen with 1334×750 IPS LCD while the Galaxy S6 features a 5.1-inch screen with QHD 2k Super AMOLED display. If you prefer a larger screen, then the Galaxy S6 is an easy choice. Remember though that there are still other factors to consider. Balance is key if you want to nail your buying decision from the get go.


Both phones run on different processors. The iPhone 6 features the brand’s A8 64-bit dual core processor with 1GB RAM while the Galaxy S6 features the Exynos 7420 64-bit octa-core processor with 3GB RAM. Considering Galaxy S6’s larger RAM, the phone promises faster speed. But then again, numbers are just numbers. In terms of everyday performance, both phones are speedy enough to let you enjoy multiple applications and activities at the same time.


In the age of the selfie-loving generation, the phone’s camera features are a major deciding factor. If we’re only going to look at the megapixels, the Galaxy S6 wins hands down. The phone features a 16 megapixel rear camera while iPhone has an 8-megapixel rear cam. Again, we should reiterate that a great camera is not about the number of megapixels. In any case, both phones are created for excellent images.


In terms of battery, the Galaxy S6 boasts a more powerful 2550 mAh battery than iPhone’s 1810 mAh non-removable battery. Another Galaxy S6 feature that might win you over is the phone’s wireless charging capability. The Galaxy S6 definitely has a longer battery life. That’s not to say that iPhone 6’s battery life is poor. It’s still long enough but not just as long as what its competition offers.

Considering the small wins, it looks like Samsung Galaxy S6 win today’s comparison game. If you’re no Android fan, however, you can still rest assured that the iPhone 6 is still an excellent buy.

A Closer Look at Apple’s iPhone 6S

A Closer Look at Apple’s iPhone 6S

Weeks after the iPhone 6S was officially launched, the latest offering from Apple has already broken and shattered its past records. According to stats, pre orders reached a new record high. Polls even go as far as predict for Apple to sell as many as 66.5 million units before the year ends. If these predictions come to pass, that would bring the iPhone 6S sales at a whopping 30% more than its predecessor’s sales within the same period from last year.

Despite some disappointments on the latest iOS 9.0.2, battery draining Facebook app and some minor camera issues, Apple continues to do what was expected. As proven by stunning and impressive figures, the iPhone 6S is arguably one of the best phones to beat today. But before you go ahead and take the plunge and join the millions of Apple users, here is a closer look at iPhone 6S. We’ll talk about the good and bad so you can make a sound decision you can live with until the next iPhone come out.

What are the best things about iPhone 6S?

If you are using iPhone 6 and you want an upgrade, the decision should be easy because iPhone 6S is currently the fastest iPhone ever. The phone does not only have the fastest processor but it’s basically speedy in every aspect including its wireless capability, Touch ID sensor, RAM and video recording among other things. Both the rear and front cameras are also vastly better. In short, performance and user experience are to the next level with the iPhone 6S.

But the game changer that sets the iPhone 6S from previous iPhones and its competition is the all-new 3D touch innovation. Set to change the way you use your phone, this new technology is proof why Apple is king of innovation. iPhone 6S a daring and bold new display with 3D touch sensitivity. It responds in milliseconds and should get anyone excited for the latest Apple offering. To top it all off, the phone also boasts a great design that lives up to Apple’s signature high-end look.

What are possible drawbacks about iPhone 6S?

While incredibly innovative and stunningly beautiful, iPhone 6S has its drawbacks. One of the most complaints for current iPhone 6s users is the low battery life. Considering the many improvements and the new 3D touch, it’s not a surprise why the phone eats up power faster. If you’re expecting a longer battery life than iPhone 6, you’re in for some disappointment. Though 3D touch is a game changer, only a number of apps are supporting it at least for now. The Live Photos while exciting will not always work. In fact, many users may not even use it or maximize it.

Of course, let’s not forget about the price. The price tag is pretty steep starting at £539 up to £629 depending on the storage option. If you’re going to get a phone contract plan, expect an upfront fee of about £50 to £100.

Should you buy one?

With its beautiful design, faster speed and better features, there’s no doubt why iPhone 6S has been dubbed another best from Apple. It’s a smart upgrade from iPhone 6. Though the battery life is not as impressive, the latest iOS 9 should compensate for it thanks to low power mode feature, which adds about an hour or so of battery life. Whichever way you go, iPhone 6S is a worthy option as long as you’re sure that the features are perfectly in sync with your needs. If a bigger screen is what you want, iPhone 6S Plus is also worth looking at.